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About Us

"Re10" is a trading name of Re10 (Finance) Ltd (company number 4651137) with offices based in Leeds and London.  We specialise in providing and administering Individual Voluntary Arrangement (“IVA”) solutions to individuals based in England, Wales and Northern Ireland. We do not administer Debt Management Plans, Debt Relief Orders or any other debt solutions. We only provide advice after completing or receiving an initial fact find where the individual(s) concerned meets the criteria for an IVA, therefore, all advice is given in reasonable contemplation of an insolvency appointment.  Re10 is regulated by the Insolvency Practitioners Association.

IVA Example

We've helped thousands to debt write off with an Individual Voluntary Arrangement - IVA debt solution.

An IVA will enable you to:

          LOWER monthly repayments

          FREEZE interest and charges

          STOP creditor pressure


From cash cash flow

What is an IVA?

An IVA (or Individual Voluntary Arrangement) is a type of debt solution that often suits people with £6,000 or more in unsecured debt, like credit cards and personal loans.

An IVA can be flexible to suit your needs.  Re10 will negotiate with your creditors on your behalf to ensure you only pay what you can afford

You will pay an agreed regular monthly payment (usually over five years), which is divided between your creditors in proportion to the amount you owe them.  Any outstanding debt is written off.

Call us on Freephone

0800 169 1536

Do You Qualify for Debt Write Off?  Apply Online Now

The following is a typical example of how your IVA might work:

Types of Debt We Help With


Store Cards

Payday Loans

Personal Loans

Council Tax Arrears


Credit Cards

Overpaid Benefits

Unsecured Car Finance

Utility Bill Arrears

3 Step Debt Change

Step 2


Speak to one of the experienced Money Advisors to see which debt solution(s) is most appropriate for you.

Step 1

Check if you Qualify

Contact us online, by phone, chat or email to see if you meet the criteria for an IVA

Step 3

You Decide

Take all the time you need to decide whether you wish to proceed. Our Money Advice service is free, confidential and no obligation

To qualify for debt write off in an IVA, you must have a minimum of £6,000 of qualifying unsecured debt owed to two or more creditors. A debt write off amount of between 25% and 80% is realistic, however the debt write off amount for each customer differs depending upon their individual financial circumstances and is subject to the approval of their creditors.

Your Total Debt Owed

Amount of Debt Written Off

Money Now Owed

New Monthly Payments

Contact Us

Re10 (Finance) Limited
York House
Unit 4, Gemini Business Park
Sheepscar Way
Leeds, LS7 3JB

Tel: 0113 237 9500

Andrew Bowers FIPA FABRP is authorised by the Insolvency Practitioners Association to act as a Licensed Insolvency Practitioner.


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